PRIVATE BY DEFAULT · READ-ONLY BY DESIGN

See your household together—without merging every account.

Connect your finances read-only. Keep every new account private, then share only the accounts you choose.

Request an invite See how it works

Early access is currently available by invitation for U.S. adults.

September overview

Maple Household

Synthetic data

Synthetic example · No customer financial data

Connected through Plaid

Credentials stay with Plaid.

Cannot move money

Commonwealth is read-only.

No trading controls

See holdings without placing orders.

Private from the start

Every new account begins as only yours.

SHARED BY CHOICE

You decide what becomes household data.

Commonwealth gives each person a private view first. When an account is useful to the household, its owner can deliberately share it.

Only me

Keep an account private.

It stays in your personal view and is not visible to other household members.

Shared

Add it to the household picture.

The account joins the household view so you can plan from the same numbers.

Sharing is currently account-level. A shared account exposes the balance and transaction details supported by the view; summary-only sharing is not yet available.

ONE CALMER FINANCIAL VIEW

The useful picture, without the control panel.

Commonwealth focuses on understanding your household—not moving money, trading, or selling financial products.

A clear month at a glance.

Compare inflow, spending, available cash flow, and category totals across the accounts in your view.

Built for visibility, not budgeting guilt.

Know what keeps coming back.

Review estimated bills, subscriptions, memberships, and card fees with the evidence behind each pattern.

Recurring results are estimates; Commonwealth does not cancel real subscriptions.

Your portfolio, without trading pressure.

See current holdings, value, allocation, and cost basis when your provider supplies it.

There are no order, transfer, or trading controls.

HOW IT WORKS

Start separately. Build the shared picture deliberately.

1
Accept your invitation.
Join with Google or a six-digit email code tied to the invited address.
2
Connect what you choose.
Use Plaid Link to connect supported financial institutions without giving Commonwealth your credentials.
3
Keep it private or share it.
Every account starts private. Its owner decides whether it belongs in the household view.

PRIVACY IS PRODUCT DESIGN

Read-only means read-only.

Commonwealth is designed to help you understand financial information without becoming another place that can move your money.

Read the full Privacy Policy

Bank credentials are entered in Plaid Link and are not provided to Commonwealth.
Raw financial details are generally loaded when needed rather than intentionally retained in the application database.See the Privacy Policy for the complete retention details.
Encrypted connection tokens and minimal operational records are retained so the service can work securely.
We do not sell personal information or use connected financial information for targeted advertising.

EARLY ACCESS

Request a Commonwealth invitation.

Tell us what kind of household view would be useful. Requests are reviewed before access is granted.

QUESTIONS, ANSWERED

What privacy-first looks like in practice.

Can Commonwealth move my money?

No. Commonwealth is designed for read-only access and does not provide payment, transfer, or withdrawal controls.

Can everyone in my household see every account?

No. Each account starts private. The account owner must deliberately share it before it appears in the household view.

Does Commonwealth receive my bank password?

No. You enter credentials inside Plaid Link. They are not provided to Commonwealth.

Does Commonwealth store all of my transactions?

Raw financial details are generally loaded when needed rather than intentionally retained in the application database. Minimal operational records and encrypted connection tokens are retained so the service can function.

Can it cancel subscriptions or trade investments?

No. Recurring-charge results are estimates, and the current product has no live cancellation, trading, or transfer controls.

Is this financial advice?

No. Commonwealth organizes information for your review and does not provide personalized investment, tax, or legal advice.

Commonwealth

Eng 中文

PRIVATE BY DEFAULT · READ-ONLY BY DESIGN

See your household together—without merging every account.

Connect your finances read-only. Keep every new account private, then share only the accounts you choose.

Request an invite See how it works

Early access is currently available by invitation for U.S. adults.

September overview

Maple Household

Synthetic data

Synthetic example · No customer financial data

Connected through Plaid

Credentials stay with Plaid.

Cannot move money

Commonwealth is read-only.

No trading controls

See holdings without placing orders.

Private from the start

Every new account begins as only yours.

SHARED BY CHOICE

You decide what becomes household data.

Commonwealth gives each person a private view first. When an account is useful to the household, its owner can deliberately share it.

Only me

Keep an account private.

It stays in your personal view and is not visible to other household members.

Shared

Add it to the household picture.

The account joins the household view so you can plan from the same numbers.

Sharing is currently account-level. A shared account exposes the balance and transaction details supported by the view; summary-only sharing is not yet available.

ONE CALMER FINANCIAL VIEW

The useful picture, without the control panel.

Commonwealth focuses on understanding your household—not moving money, trading, or selling financial products.

A clear month at a glance.

Compare inflow, spending, available cash flow, and category totals across the accounts in your view.

Built for visibility, not budgeting guilt.

Know what keeps coming back.

Review estimated bills, subscriptions, memberships, and card fees with the evidence behind each pattern.

Recurring results are estimates; Commonwealth does not cancel real subscriptions.

Your portfolio, without trading pressure.

See current holdings, value, allocation, and cost basis when your provider supplies it.

There are no order, transfer, or trading controls.

HOW IT WORKS

Start separately. Build the shared picture deliberately.

1
Accept your invitation.
Join with Google or a six-digit email code tied to the invited address.
2
Connect what you choose.
Use Plaid Link to connect supported financial institutions without giving Commonwealth your credentials.
3
Keep it private or share it.
Every account starts private. Its owner decides whether it belongs in the household view.

PRIVACY IS PRODUCT DESIGN

Read-only means read-only.

Commonwealth is designed to help you understand financial information without becoming another place that can move your money.

Read the full Privacy Policy

Bank credentials are entered in Plaid Link and are not provided to Commonwealth.
Raw financial details are generally loaded when needed rather than intentionally retained in the application database.See the Privacy Policy for the complete retention details.
Encrypted connection tokens and minimal operational records are retained so the service can work securely.
We do not sell personal information or use connected financial information for targeted advertising.

EARLY ACCESS

Request a Commonwealth invitation.

Tell us what kind of household view would be useful. Requests are reviewed before access is granted.

QUESTIONS, ANSWERED

What privacy-first looks like in practice.

Can Commonwealth move my money?

No. Commonwealth is designed for read-only access and does not provide payment, transfer, or withdrawal controls.

Can everyone in my household see every account?

No. Each account starts private. The account owner must deliberately share it before it appears in the household view.

Does Commonwealth receive my bank password?

No. You enter credentials inside Plaid Link. They are not provided to Commonwealth.

Does Commonwealth store all of my transactions?

Can it cancel subscriptions or trade investments?

No. Recurring-charge results are estimates, and the current product has no live cancellation, trading, or transfer controls.

Is this financial advice?

No. Commonwealth organizes information for your review and does not provide personalized investment, tax, or legal advice.

See your household together—without merging every account.

Connected through Plaid

Cannot move money

No trading controls

Private from the start

You decide what becomes household data.

Keep an account private.

Add it to the household picture.

The useful picture, without the control panel.

A clear month at a glance.

Know what keeps coming back.

Your portfolio, without trading pressure.

Start separately. Build the shared picture deliberately.

Accept your invitation.

Connect what you choose.

Keep it private or share it.

Read-only means read-only.

Request a Commonwealth invitation.

What privacy-first looks like in practice.

See your household together—without merging every account.

Connected through Plaid

Cannot move money

No trading controls

Private from the start

You decide what becomes household data.

Keep an account private.

Add it to the household picture.

The useful picture, without the control panel.

A clear month at a glance.

Know what keeps coming back.

Your portfolio, without trading pressure.

Start separately. Build the shared picture deliberately.

Accept your invitation.

Connect what you choose.

Keep it private or share it.

Read-only means read-only.

Request a Commonwealth invitation.

What privacy-first looks like in practice.